New Delhi [India], April 2: While considering investment options, investors tend to compare recurring deposits (RD) and mutual funds to determine the suitable option based on their financial goals. Both investments possess differing features and, hence may suit different investor profiles. While RDs can offer a fixed rate of interest and assured returns, mutual funds can offer a potential for capital appreciation in addition to market-linked returns. Understanding the differences between these two options can allow investors to make informed decisions, equating investments with their financial goals and risk levels.