Loan EMI calculator after RBI MPC meet: Your home and personal loan EMIs are set to come down with the RBI governor Sanjay Malhotra announcing a 25 basis points cut in repo rate. Combine that with the recently announced changes in income tax slabs and rates, and it's a bonanza for the middle class! We take a look at when your loan EMIs are likely to come down, and how much you will save: