Kiran Kumari of Bihar's Muzaffarpur remembers a time when borrowing money at exorbitant rates was the norm for her. Now, a unique community loan system designed to empower rural women has not only provided her with an escape from the debt trap but also a way to secure her family's future. Women in Bihar who once struggled to make ends meet are now growing strawberries, building homes and investing in their children's education through SHG Plus -- an evolution of the traditional self-help group (SHG) model that is designed to empower rural women through financial inclusion, transparency and collective strength. The system's evolution was dreamed up by the women themselves. The model was developed with help from the Aga Khan Rural Support Programme India. "We used to borrow money from lenders at 60 per cent interest. It's only 2 per cent under SHG Plus," Kiran Kumari says. "Now, we don't need to borrow from outside." In the villages of Muzaffarpur, Kiran Kumari's journey is not ...