Greens senator Mehreen Faruqi says the climate crisis is adding to insurance costs but that should not be used as excuse to gouge consumers

Malcolm Chew’s 10-acre property in the Hawkesbury district is so high above sea level that most of Sydney would need to be underwater before flood posed a threat.

To protect against fire, the NSW home is fitted with toughened glass and a sprinkler system that goes under the eaves. There is a 120,000 litre water tank, with fire-fighting pump, that can draw water from a spring-fed creek.

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