From transport to cinema and gyms, there are ways for under-25s to save money

There are regional schemes that offer cheap or free travel to young people. In London, travel on buses is free with a 16+ Zip Oyster photocard, rather than £1.75 a trip, and you get 50% off adult pay as you go fares on the tube, DLR and London Overground until 30 September in the year after your 18th birthday. If you are 19 and turned 18 before 31 August, live in Greater London and are in the sixth form, college or training, you are still eligible for the concession.