With more than 15,000 structures burned to the ground, experts say Angelenos of all income levels will be affected

Hours after losing her house to the Palisades fire in Los Angeles, Charlotta La Via was looking out of her hotel window and half-wishing she’d booked the hotel across the street when she spotted a “for lease” sign on a building nearby.

It was advertising a luxury apartment complex in downtown Santa Monica, more like a five-star hotel than conventional living, with prices to match. But she and her husband didn’t hesitate. They signed a lease on a three-bedroom apartment almost as soon as they’d finished touring it.